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The other element that factors into the decision is which other credit cards you already own.
As proposed comment 3(c)-1 explains, the key principle that makes a payment mechanism “leveraged” is whether the lender has the ability to “pull” funds from a consumer's account without any intervening action or further assent by the consumer.
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Moreover, permitting a consumer to transition from a covered short-term loan made under proposed § 1041.
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About 40 percent of undergraduates and 76 percent of graduate students work at least 30 hours a week throughout the school year, according to the Georgetown Center on Education and the Workforce.
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