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Ive chronicled many instances of loans between family members and friends that went bad.
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This means borrowers seeking a bad credit home loan will require an absolute minimum of 10 per cent deposit when using a lender that does not mortgage insure at 90 per cent LVR.
So, what's going to happen is, you're going to see a $90 debit come out of your account on every paycheck until the loan is paid off.
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