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In these circumstances, a lender's decision that the consumer has the ability to repay a new loan of the same amount and on the same terms as the prior loans might not be reasonable if the lender did not take into account these circumstances.
When unable to get an approval on an unsecured loan Customer First Financing may request that a customer pledge collateral.
Many perceived that the Bureau would require outmoded or burdensome methods of obtaining verification evidence, such as always requiring a consumer to submit a paper paystub or transmit it by facsimile (fax) to a lender.
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