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October 4, 2011 at 4:55 pm

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Similarly, a report using data from a specialty consumer reporting agency that included data primarily from online payday lenders that claim exemption from State lending laws examined the pricing and structure of their installment loans.

To use a secured credit card you must first put down a deposit that acts as collateral and sometimes as your credit limit, depending on the card.

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Qualifying situations include being in school (including an approved fellowship), up to three years of unemployment, up to three years of economic hardship, and during active military duty (and the 13 months following active military duty).

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