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The Bureau believes that the provisions in proposed § 1041.
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If you have bad credit it generally means that obtaining a loan could be more difficult and many people are often turned down when applying for finance.
For these consumers, the current lender practice of making loans without regard to their ability to repay may enable them to obtain what amounts to a temporary “reprieve” from their current situation.
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In case of the former, the maximum borrowing limit depends on the borrower
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Additional analysis is available based on the records of a specialty consumer reporting agency.
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