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It is important to note that these services do not make credit decisions and they are not lenders, loan brokers or agents for any lender or loan broker.
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The rate of interest is spelled out, but it it is obscenely high - when I made my first loan payment to them (you also make biweekly payments, so keep that in mind as well) of nearly $200, I actually ended up owing more in the next payment because I didn't pay one cent on the principal.
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After laying out these preliminary findings, the Bureau sets forth, in the section-by-section analysis of proposed § 1041.
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